Kia Financing near Birmingham, AL

Are you looking for a hassle-free Kia financing experience near the Birmingham, Alabama area? Then look to the certified auto finance center at Julio Jones Kia! Every specialist on our automotive team believes that our drivers deserve to experience the excitement and performance of a Kia vehicle at an affordable price. Financing a new or used Kia model can be a strenuous task, but our Kia finance experts will guide you through all of your options and find a car payment plan that you can be confident about. We help you choose between a new and used Kia car and discuss the pros and cons of leasing versus buying a Kia car, truck, or SUV. If you want a no pressure Kia financing experience, then contact or visit our auto specialists during open store hours today.


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Finance Department

The Basic Components of an Auto Loan from Julio Jones Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy or Lease | Birmingham, AL

Here at Julio Jones Kia, our top priority is our customers’ satisfaction with their new or used Kia car. We offer an up-to-date lineup of Kia models that suit the needs of every lifestyle and budget. Our inventory includes the compact Kia Forte sedan that’s a great balance of fuel efficiency and handling with the latest infotainment system. The Kia Sorento is a great family-friendly car that has enough power for any adventure you might want to take on the weekends outside of Birmingham, AL. For a Kia model that will have enough room for all your passengers and their cargo, then consider financing a new Kia Telluride SUV. No matter what your needs are, you can loan or lease a Kia that fits you from our full-service dealership. Get started online or over the phone now.

How to Apply for Kia Financing at Julio Jones Kia

There’s no reason to wait any longer on finding a Kia car payment plan with our Julio Jones Kia team. Use our online car shopping tools like our new Kia specials or payment calculator to prepare for your next car purchase or lease before visiting our dealership near Birmingham, AL. Apply for financing for pre-credit approval without leaving the house!

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Dealership Hours
Mon – Fri 9:00am – 7:00pm
Saturday 9:00am – 6:00pm
Sunday 12:00pm – 5:00pm