Bad Credit Financing in Tuscaloosa, AL

You can look to the auto finance specialists at Julio Jones Kia for bad credit auto financing solutions in Tuscaloosa, Alabama. Whether you have a low credit score or no credit at all, you can count on our specialized team to help you find an affordable payment plan for your next Kia vehicle. We work with national and local lenders to help you drive off the lot in your favorite car, minivan, or SUV model. With low APR loans and a variety of lease offers available, our auto finance team is here to work with you in finding a Kia financing solution that fits your budget and driving goals. You can learn more about our bad credit financing options by visiting our specialized auto dealership and meeting with one of our team members.


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Learn more about your Credit Score at your Tuscaloosa, AL Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Drive a New Kia Model with Bad Credit Financing from Julio Jones Kia

Whether you are searching for an efficient Kia K5 sedan for work commutes or a Kia Telluride SUV for all your adventures outside of Tuscaloosa, AL, you can find a vehicle that fits your automotive budget at Julio Jones Kia. Stop by our fully-stocked Kia dealership to test drive a sleek Kia Forte, the intuitive and powerful Kia Seltos, or the innovatively designed Kia Soul. With so many new and used Kia cars for sale, you’ll surely find a vehicle that complements your poor or zero credit. Visit our full-service Kia dealer today for more information about available bad credit financing!

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Tuscaloosa, AL Today

For transparent, helpful auto financing advice and a great selection of affordable Kia car models, then be sure to contact or visit the Julio Jones Kia auto financing experts. Our Kia finance team will walk you through the purchasing or leasing process from start to finish. To get pre-approved for bad credit financing in Tuscaloosa, AL, simply fill out our secure online pre-credit finance application today or call us ask questions about finding a Kia vehicle with low credit!

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Dealership Hours
Mon – Fri 9:00am – 7:00pm
Saturday 9:00am – 6:00pm
Sunday 12:00pm – 5:00pm