Kia Financing in Tuscaloosa, AL

If you’re uncertain whether to buy or to lease your next Kia vehicle, then take some time to talk to the auto finance professionals at Julio Jones Kia, your local certified dealership in Tuscaloosa, Alabama. Our Kia financing experts will review your specific auto needs and budget in order to help you secure a competitive Kia loan or lease. In addition to discussing the differences between your car payment options, we can calculate the value of your trade-in vehicle, calculate monthly payments, and offer advice based on our years of experience. We also offer a range of online Kia shopping tools to help you navigate the process before stepping foot on the lot. Contact us today to ask questions and schedule an appointment at our Kia specialized dealership!


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Finance Department

The Basic Components of an Auto Loan from Julio Jones Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy or Lease | Tuscaloosa, AL

Your dream Kia model is waiting for you here at Julio Jones Kia. When you visit our up-to-date Kia showroom, you’ll be able to test drive any and all car, minivan, and SUV models on the lot. The Kia K5, for example, is our fresh take on the classic sedan while the Kia Seltos is our design-inspired and tech-savvy SUV. If you need space for additional passengers and cargo, then be sure to check out the family-friend Kia Sedona or the adventurous Kia Telluride. Once you determine which car from our new Kia inventory you want to buy or lease, then stop by your go-to dealership in Tuscaloosa, AL, to seal the deal!

Apply for Kia Financing at Julio Jones Kia

Any driver near the Tuscaloosa, AL area can get pre-approved for auto financing in minutes today by using our online Julio Jones Kia application. After viewing our latest Kia specials and incentives, contact our automotive team to sit down and discuss your car payment plan during business hours!

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Dealership Hours
Mon – Fri 9:00am – 7:00pm
Saturday 9:00am – 6:00pm
Sunday 12:00pm – 5:00pm