When you need to buy a car with affordable monthly payments, having a good credit score can make all the difference. An excellent credit score can help you secure lower interest rates and better loan terms, making getting a car loan much smoother. But what if you don’t have a good credit score? What if you have bad credit? Does that mean you’re out of luck when getting a car loan? It doesn’t have to mean that, as you can get a great car from Julio Jones Kia in Tuscaloosa, Al, with a bad credit car loan.
Bad credit car loans are designed for people with bad or no credit. Unlike traditional car loans, bad credit car loans consider and accept that the borrower has a low credit score and may have had past financial struggles. Bad credit car loans can be an excellent option for those needing a vehicle. So why might someone need a bad credit car loan? For starters, only some people have a good credit score. Maybe they had financial troubles in the past, or perhaps they’re just starting out and haven’t had a chance to build up their credit yet. Whatever the reason, a bad credit car loan can help them get the car they need to get around.
By making timely payments on your loan, you can demonstrate to lenders that you’re responsible and can be trusted with credit. Over time, this can improve your credit score, which could result in getting loans on better terms in the future. But the main benefit of a bad credit car loan is that it can help you get the car you need. Getting to work or school, running errands, and caring for other essential tasks can be difficult without a car. By getting a bad credit car loan from Julio Jones Kia, you can purchase a reliable vehicle with affordable monthly payments that meet your needs and helps you get where you need to go.
If you need a car and lack perfect credit, speak to the finance experts at Julio Jones Kia, 4301 Greensboro Ave, Tuscaloosa, AL, or call us at 205-409-2651 for more information.
We help you get a vehicle even if you have no credit history or a low credit score. Also, making on-time payments will help improve your credit score since we report to the major Credit Bureaus.
Your vehicle will come with a 2-year, 24,000-mile powertrain warranty when you purchase through our Corporate Lending Program. This warranty would cover repairs or issues if a malfunction were to occur.
Our 2/24 maintenance plan is included on vehicles which will cover oil changes for the first 2 years, and 24,000 miles when you finance a car with our Corporate Lending Program.
GAP Insurance will be included on any vehicle you finance with us, giving you the confidence and peace of mind that your car is covered.
We can offer you flexible down payments – with no stipulated time to repay, and we create a custom payment plan that works for you.
We offer a huge selection of pre-owned cars, SUVs, trucks, and vans that are thoroughly inspected and reconditioned by our Service Department.
We utilize our in-house insurance agency to find the most affordable rate for your auto insurance needs that fits your budget.
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205-509-5224
Call Now4301 Greensboro Ave • Tuscaloosa, AL 35405
Get DirectionsOpen Today! Sales: 9am-7pm
Open Today! Service: 7:30am-5:30pm
Open Today! Parts: 7:30am-5:30pm